WEALTH & RETIREMENT

Explore our ten model portfolios

Our investment team manage these portfolios to target each portfolio’s stated objective.

Our wealth managers use these portfolios to construct a personalised investment plan specifically for your needs.

Lower Risk Fixed Income (B1)


Objective: Real return of 0.5% p.a. after fees and inflation, a high level of income yield and the possibility of annual income withdrawals.

Designed for those with a low appetite for risk.

The Balanced Fixed Income (B2)


Objective: Real return of 1% p.a. after fees and inflation, a high level of income yield and the possibility of annual income withdrawals.

Designed for those with a low to medium appetite for risk.

Higher Yield Fixed Income (B3)


Objective: Real return of 1.5% p.a. after fees and inflation, a high level of income yield and the possibility of annual income withdrawals.

Designed for those with a medium appetite for risk.

Multi-asset Cautious (DD1)


Objective: Real return of 1% p.a. after fees and inflation, a high level of income yield and the possibility of annual income withdrawals.

Designed for those with a low appetite for risk.

Multi-asset Moderate (DD2)


Objective: Real return of 1.5% p.a. after fees and inflation, a high level of income yield and the possibility of annual income withdrawals.

Designed for those with a low to medium appetite for risk.

Multi-asset Balanced (DD3)


Objective: Real return of 2% p.a. after fees and inflation, a high level of income yield and the possibility of annual income withdrawals.

Designed for those with a medium appetite for risk.

Multi-asset Growth (DD4)


Objective: Real return of 2.5% p.a. after fees and inflation, a high level of income yield and the possibility of annual income withdrawals.

Designed for those with a medium to high appetite for risk.

Equity Income (E1)


Objective: Return of 3% p.a. after fees and inflation, a high and growing level of income.

Designed for those with current and future income needs with a high appetite for risk.

Equity Growth (E2)


Objective: Real return of 3% p.a. after fees and inflation, a high level of income yield.

Designed for those looking for capital appreciation with a high appetite for risk.

Equity Blend (E3)


Objective: Real return of 3% p.a. after fees and inflation, low to medium level of income yield.

Designed for those looking for mixture of income and capital appreciation with a high appetite for risk.

Your finances and your future, in safe, steady hands