Tideway specialise in advising clients planning for retirement or living off their investment income.
– James Baxter, Managing Partner
Managing Partner
James Baxter
Tideway’s leadership has over 35 years of investment advisory experience. We believe in hard work, thorough research and strong due diligence. We are not aiming to shoot the lights out, we are focused on capital preservation and we are passionately sensible in the way we set about investing your money. This runs through the whole firm, from the wealth managers we hire, the pension and platform providers we use, the external research we pay for, through to the funds and managers we select to invest in. It is a collaborative team effort. No short cuts, just passionate, sensible effort.
We have created ten portfolios to address different objectives and risk appetites. The portfolios target a range of real returns, annual income yields, risk ratings and investment objectives.
– Ben Klein, Senior Wealth Manager
The most important factor in fund selection is the quality of the investment process. Past performance of funds in isolation
has historically been a poor indicator
of future returns but is still widely
used by many advisers and wealth
managers as the way to pick funds.
It can be an indicator of manager
skills or it can simply be because that
manager has been in the right place
at the right time, more by coincidence
than skill.
– Sue Maydwell, Senior Adviser
Chief Operating Officer
Neil Croxford
Tideway does not select and invest directly into individual shares or bonds. To do so across bonds and shares on a global basis would require a big team and it would be very hard for any one company to hire the best talent needed to do all of this well. By investing in collective funds, we get the proper level of diversification into your portfolio to reduce the chances of any big permanent losses through the collapse of one company. Plus, we get to hire what we believe is the best talent to look after your money. Talented fund managers get drawn to firms specialising in fund management for the best rewards and best support for their skills. This is where we go hunting for our selected funds.
We plan for short term investment volatility; it should be embraced and not feared. The risk of the portfolios is a function
of how much their value may go up
and down in the short term and the
length of time it will take to ensure a
profit if you are unfortunate enough to
invest just before a market correction.
We can’t completely smooth the
performance of the portfolios.
–
Extensive research effort goes into the construction of each portfolio. We have a two-step
process to construct
each portfolio, both of
which are reviewed
and approved by
Tideway’s investment
committee.
– Nick Gait, Investment Director
Chief Compliance Officer
James Saddington
At Tideway we believe in the value of clear strategies, supported by detailed analysis. We are first and foremost cautious investors, being aware of the irreplaceable nature of much of our clients funds. Our structured approach ensures every client gets the benefit of the hard work underlying our model portfolios. Overall, we believe it’s a passionately sensible approach. We’ll be sensible now so you don’t have to be later.
We believe the most important factor
for selecting funds is the quality of
investment process. A good investment
process must include detailed analysis
of the portfolios constituent company
fundamentals as well as explicit controls
to protect against downside risk. This is
what ensures the protection of capital
and generates the consistency of
returns that we look for.
– Ruth McCamley, Adviser
The portfolios make use of a wide range of fixed
income funds lending to companies, equity
funds investing in the shares of companies and
alternatives funds often backed by real assets
such as commercial property or infrastructure.
The different risk and return characteristics
of these funds enables us to construct our
portfolios to deliver a range of target
returns and risk levels.
– Sam Ratnage, Chartered Wealth Manager