Best time ever to ditch your final salary pension

Investors Chronicle, Monday 4 February 2013

Private sector final salary pensions have been closing their doors to new staff at the fastest rate on record, while experts predict more companies could collapse due to the pressure of increased pension deficits.

However, if you have a final salary scheme from a previous employment this is the best time ever to transfer it into a personal pension - as long as you are happy with the risks entailed. This is because transfer values are 80 per cent higher than they were six years ago.

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